diff --git a/components/esp_driver_sdmmc/test_apps/sdmmc/components/sdmmc_tests/CMakeLists.txt b/components/esp_driver_sdmmc/test_apps/sdmmc/components/sdmmc_tests/CMakeLists.txt
index 96fe18ea96..97bfc4d35c 100644
--- a/components/esp_driver_sdmmc/test_apps/sdmmc/components/sdmmc_tests/CMakeLists.txt
+++ b/components/esp_driver_sdmmc/test_apps/sdmmc/components/sdmmc_tests/CMakeLists.txt
@@ -10,7 +10,8 @@ if(CONFIG_SOC_SDMMC_HOST_SUPPORTED)
                      "sdmmc_test_trim_sd.c"
                      "sdmmc_test_discard_sd.c"
                      "sdmmc_test_sanitize_sd.c"
-                     "sdmmc_test_various_cmds.c")
+                     "sdmmc_test_various_cmds.c"
+                     "sdmmc_test_card_init.c")
 endif()
 
 set(priv_requires "sdmmc"
diff --git a/components/esp_driver_sdmmc/test_apps/sdmmc/components/sdmmc_tests/sdmmc_test_card_init.c b/components/esp_driver_sdmmc/test_apps/sdmmc/components/sdmmc_tests/sdmmc_test_card_init.c
new file mode 100644
index 0000000000..dfa2446caf
--- /dev/null
+++ b/components/esp_driver_sdmmc/test_apps/sdmmc/components/sdmmc_tests/sdmmc_test_card_init.c
@@ -0,0 +1,47 @@
+/*
+ * SPDX-FileCopyrightText: 2025 Espressif Systems (Shanghai) CO LTD
+ *
+ * SPDX-License-Identifier: Apache-2.0
+ */
+
+#include <stdio.h>
+#include <string.h>
+#include <sys/unistd.h>
+#include <sys/stat.h>
+#include "sdmmc_cmd.h"
+#include "driver/sdmmc_host.h"
+#include "unity.h"
+#include "sdmmc_test_begin_end_sd.h"
+#if SOC_SDMMC_IO_POWER_EXTERNAL
+#include "sd_pwr_ctrl_by_on_chip_ldo.h"
+#endif
+
+#if SOC_SDMMC_HOST_SUPPORTED
+TEST_CASE("sdmmc_card_init with SDIO configuration test", "[sdmmc]")
+{
+    sdmmc_card_t card;
+
+    // Test with slot 1, 1-bit width, default frequency
+    sdmmc_test_sd_skip_if_board_incompatible(SLOT_1, 1, SDMMC_FREQ_DEFAULT, NO_DDR, NO_EMMC);
+
+    // Print current SDIO configuration for verification
+#ifdef CONFIG_SD_ENABLE_SDIO_SUPPORT
+    printf("\n[CONFIG] SDIO support is ENABLED\n");
+#else
+    printf("\n[CONFIG] SDIO support is DISABLED\n");
+#endif
+
+    // Initialize using the test framework
+    sdmmc_test_sd_begin(SLOT_1, 1, SDMMC_FREQ_DEFAULT, NO_DDR, &card);
+
+    // Print card information to verify card was initialized correctly
+    sdmmc_card_print_info(stdout, &card);
+
+    // Verify basic card properties are initialized
+    TEST_ASSERT_NOT_EQUAL(0, card.csd.capacity);
+    TEST_ASSERT_NOT_EQUAL(0, card.csd.sector_size);
+
+    // Clean up
+    sdmmc_test_sd_end(&card);
+}
+#endif
diff --git a/components/esp_driver_sdmmc/test_apps/sdmmc/pytest_sdmmc.py b/components/esp_driver_sdmmc/test_apps/sdmmc/pytest_sdmmc.py
index dfc410e7b2..5adf56eb8c 100644
--- a/components/esp_driver_sdmmc/test_apps/sdmmc/pytest_sdmmc.py
+++ b/components/esp_driver_sdmmc/test_apps/sdmmc/pytest_sdmmc.py
@@ -6,6 +6,14 @@ from pytest_embedded_idf.utils import idf_parametrize
 
 
 @pytest.mark.sdcard
+@pytest.mark.parametrize(
+    'config',
+    [
+        'default',
+        'nosdio',
+    ],
+    indirect=True,
+)
 @idf_parametrize('target', ['esp32', 'esp32s3', 'esp32p4'], indirect=['target'])
 def test_sdmmc(dut: IdfDut) -> None:
     # SDMMC driver can't be reinitialized if the test fails,
diff --git a/components/esp_driver_sdmmc/test_apps/sdmmc/sdkconfig.ci.nosdio b/components/esp_driver_sdmmc/test_apps/sdmmc/sdkconfig.ci.nosdio
new file mode 100644
index 0000000000..165270af77
--- /dev/null
+++ b/components/esp_driver_sdmmc/test_apps/sdmmc/sdkconfig.ci.nosdio
@@ -0,0 +1,2 @@
+# SDMMC Configuration
+CONFIG_SD_ENABLE_SDIO_SUPPORT=n
diff --git a/components/esp_driver_sdspi/test_apps/sdspi/components/sdspi_tests/CMakeLists.txt b/components/esp_driver_sdspi/test_apps/sdspi/components/sdspi_tests/CMakeLists.txt
index b4e403e407..4c3657836d 100644
--- a/components/esp_driver_sdspi/test_apps/sdspi/components/sdspi_tests/CMakeLists.txt
+++ b/components/esp_driver_sdspi/test_apps/sdspi/components/sdspi_tests/CMakeLists.txt
@@ -6,7 +6,8 @@ if(CONFIG_SOC_GPSPI_SUPPORTED)
                      "sdmmc_test_probe_spi.c"
                      "sdmmc_test_rw_spi.c"
                      "sdmmc_test_erase_spi.c"
-                     "sdmmc_test_erase_common_spi.c")
+                     "sdmmc_test_erase_common_spi.c"
+                     "sdmmc_test_card_init_spi.c")
 endif()
 
 set(priv_requires "sdmmc"
diff --git a/components/esp_driver_sdspi/test_apps/sdspi/components/sdspi_tests/sdmmc_test_card_init_spi.c b/components/esp_driver_sdspi/test_apps/sdspi/components/sdspi_tests/sdmmc_test_card_init_spi.c
new file mode 100644
index 0000000000..2653b01bc5
--- /dev/null
+++ b/components/esp_driver_sdspi/test_apps/sdspi/components/sdspi_tests/sdmmc_test_card_init_spi.c
@@ -0,0 +1,44 @@
+/*
+ * SPDX-FileCopyrightText: 2025 Espressif Systems (Shanghai) CO LTD
+ *
+ * SPDX-License-Identifier: Apache-2.0
+ */
+
+#include <stdio.h>
+#include <string.h>
+#include <sys/unistd.h>
+#include <sys/stat.h>
+#include "sdmmc_cmd.h"
+#include "driver/sdspi_host.h"
+#include "unity.h"
+#include "sdmmc_test_begin_end_spi.h"
+
+#if CONFIG_SOC_GPSPI_SUPPORTED
+TEST_CASE("sdspi_card_init with SDIO configuration test", "[sdspi]")
+{
+    sdmmc_card_t card;
+
+    // Test with slot 1, default frequency for SPI mode
+    sdmmc_test_spi_skip_if_board_incompatible(SLOT_1, SDMMC_FREQ_DEFAULT);
+
+    // Print current SDIO configuration for verification
+#ifdef CONFIG_SD_ENABLE_SDIO_SUPPORT
+    printf("\n[CONFIG] SDIO support is ENABLED\n");
+#else
+    printf("\n[CONFIG] SDIO support is DISABLED\n");
+#endif
+
+    // Initialize using the SPI test framework
+    sdmmc_test_spi_begin(SLOT_1, SDMMC_FREQ_DEFAULT, &card, NULL, NULL, NULL);
+
+    // Print card information to verify card was initialized correctly
+    sdmmc_card_print_info(stdout, &card);
+
+    // Verify basic card properties are initialized
+    TEST_ASSERT_NOT_EQUAL(0, card.csd.capacity);
+    TEST_ASSERT_NOT_EQUAL(0, card.csd.sector_size);
+
+    // Clean up
+    sdmmc_test_spi_end(SLOT_1, &card);
+}
+#endif
diff --git a/components/esp_driver_sdspi/test_apps/sdspi/pytest_sdspi.py b/components/esp_driver_sdspi/test_apps/sdspi/pytest_sdspi.py
index 4c187b2d12..ef98c8aaa1 100644
--- a/components/esp_driver_sdspi/test_apps/sdspi/pytest_sdspi.py
+++ b/components/esp_driver_sdspi/test_apps/sdspi/pytest_sdspi.py
@@ -7,6 +7,14 @@ from pytest_embedded_idf.utils import idf_parametrize
 
 @pytest.mark.temp_skip_ci(targets=['esp32c61'], reason='C5 C61 GPSPI same, so testing on C5 is enough')
 @pytest.mark.sdcard_spimode
+@pytest.mark.parametrize(
+    'config',
+    [
+        'default',
+        'nosdio',
+    ],
+    indirect=True,
+)
 @idf_parametrize('target', ['esp32', 'esp32s3', 'esp32c3', 'esp32p4', 'esp32c5'], indirect=['target'])
 def test_sdspi(dut: IdfDut) -> None:
     dut.run_all_single_board_cases(reset=True)
diff --git a/components/esp_driver_sdspi/test_apps/sdspi/sdkconfig.ci.nosdio b/components/esp_driver_sdspi/test_apps/sdspi/sdkconfig.ci.nosdio
new file mode 100644
index 0000000000..165270af77
--- /dev/null
+++ b/components/esp_driver_sdspi/test_apps/sdspi/sdkconfig.ci.nosdio
@@ -0,0 +1,2 @@
+# SDMMC Configuration
+CONFIG_SD_ENABLE_SDIO_SUPPORT=n
diff --git a/components/sdmmc/CMakeLists.txt b/components/sdmmc/CMakeLists.txt
index df25a79ecc..38b46c827e 100644
--- a/components/sdmmc/CMakeLists.txt
+++ b/components/sdmmc/CMakeLists.txt
@@ -7,11 +7,14 @@ endif()
 set(srcs "sdmmc_cmd.c"
          "sdmmc_common.c"
          "sdmmc_init.c"
-         "sdmmc_io.c"
          "sdmmc_mmc.c"
          "sdmmc_sd.c"
          "sd_pwr_ctrl/sd_pwr_ctrl.c")
 
+if(CONFIG_SD_ENABLE_SDIO_SUPPORT)
+    list(APPEND srcs "sdmmc_io.c")
+endif()
+
 if(CONFIG_SOC_GP_LDO_SUPPORTED)
     list(APPEND srcs "sd_pwr_ctrl/sd_pwr_ctrl_by_on_chip_ldo.c")
 endif()
diff --git a/components/sdmmc/Kconfig b/components/sdmmc/Kconfig
new file mode 100644
index 0000000000..0d2ed43fee
--- /dev/null
+++ b/components/sdmmc/Kconfig
@@ -0,0 +1,8 @@
+menu "SD Protocol Layer Configuration"
+    config SD_ENABLE_SDIO_SUPPORT
+        bool "Enable SDIO support"
+        default y
+        help
+            Enable SDIO support.
+            Disabling this will skip SDIO-specific initialization steps
+endmenu
diff --git a/components/sdmmc/README.md b/components/sdmmc/README.md
index 7e18e31dd0..d61aa8e824 100644
--- a/components/sdmmc/README.md
+++ b/components/sdmmc/README.md
@@ -1,3 +1,6 @@
+| Supported Targets | ESP32 | ESP32-P4 | ESP32-S3 |
+| ----------------- | ----- | -------- | -------- |
+
 # SDMMC Protocol Layer Driver
 
 ## SD Host Side Related Component Architecture
@@ -33,3 +36,10 @@
 - `esp_driver_sdmmc` is in driver layer (G2), it relies on `sdmmc`
 - `esp_driver_sdspi` is in driver layer (G2), it relies on `sdmmc`
 - `sdmmc` does not and should not rely on `esp_driver_sdmmc` or `esp_driver_sdspi`. Though `sdmmc` is independent, it still stays in G2.
+
+## Configuration Options
+
+### CONFIG_SD_ENABLE_SDIO_SUPPORT
+
+This configuration option allows you to enable/disable SDIO support. By default this option is enabled.
+Consider disabling SDIO support (`CONFIG_SD_ENABLE_SDIO_SUPPORT=n`) when card is **Memory-only card** and not when **Combo cards** which provide both I/O functionality and memory storage.
diff --git a/components/sdmmc/include/esp_private/sdmmc_common.h b/components/sdmmc/include/esp_private/sdmmc_common.h
index 9172c0318a..d1ea4d7abd 100644
--- a/components/sdmmc/include/esp_private/sdmmc_common.h
+++ b/components/sdmmc/include/esp_private/sdmmc_common.h
@@ -113,6 +113,7 @@ esp_err_t sdmmc_decode_scr(uint32_t *raw_scr, sdmmc_scr_t* out_scr);
 esp_err_t sdmmc_decode_ssr(uint32_t *raw_ssr, sdmmc_ssr_t* out_ssr);
 uint32_t sdmmc_sd_get_erase_timeout_ms(const sdmmc_card_t* card, int arg, size_t erase_size_kb);
 
+#if CONFIG_SD_ENABLE_SDIO_SUPPORT
 /* SDIO specific */
 esp_err_t sdmmc_io_reset(sdmmc_card_t* card);
 esp_err_t sdmmc_io_enable_hs_mode(sdmmc_card_t* card);
@@ -123,6 +124,7 @@ esp_err_t sdmmc_io_rw_direct(sdmmc_card_t* card, int function, uint32_t reg, uin
 // cache, unless `SDMMC_HOST_FLAG_ALLOC_ALIGNED_BUF` flag is set when calling `sdmmc_card_init`. This flag is mandory
 // when the buffer is behind the cache in byte mode.
 esp_err_t sdmmc_io_rw_extended(sdmmc_card_t* card, int function, uint32_t reg, int arg, void *data, size_t size);
+#endif
 
 /* MMC specific */
 esp_err_t sdmmc_mmc_send_ext_csd_data(sdmmc_card_t* card, void *out_data, size_t datalen, size_t buffer_len);
@@ -141,9 +143,6 @@ esp_err_t sdmmc_init_rca(sdmmc_card_t* card);
 esp_err_t sdmmc_init_mmc_decode_cid(sdmmc_card_t* card);
 esp_err_t sdmmc_init_ocr(sdmmc_card_t* card);
 esp_err_t sdmmc_init_spi_crc(sdmmc_card_t* card);
-esp_err_t sdmmc_init_io(sdmmc_card_t* card);
-esp_err_t sdmmc_io_init_read_card_cap(sdmmc_card_t* card, uint8_t* card_cap);
-esp_err_t sdmmc_io_init_check_card_cap(sdmmc_card_t* card, uint8_t* card_cap);
 esp_err_t sdmmc_init_sd_blocklen(sdmmc_card_t* card);
 esp_err_t sdmmc_init_sd_scr(sdmmc_card_t* card);
 esp_err_t sdmmc_init_sd_ssr(sdmmc_card_t* card);
@@ -152,7 +151,12 @@ esp_err_t sdmmc_init_mmc_read_ext_csd(sdmmc_card_t* card);
 esp_err_t sdmmc_init_mmc_read_cid(sdmmc_card_t* card);
 esp_err_t sdmmc_init_host_bus_width(sdmmc_card_t* card);
 esp_err_t sdmmc_init_sd_bus_width(sdmmc_card_t* card);
+#if CONFIG_SD_ENABLE_SDIO_SUPPORT
+esp_err_t sdmmc_init_io(sdmmc_card_t* card);
 esp_err_t sdmmc_init_io_bus_width(sdmmc_card_t* card);
+esp_err_t sdmmc_io_init_read_card_cap(sdmmc_card_t* card, uint8_t* card_cap);
+esp_err_t sdmmc_io_init_check_card_cap(sdmmc_card_t* card, uint8_t* card_cap);
+#endif
 esp_err_t sdmmc_init_mmc_bus_width(sdmmc_card_t* card);
 esp_err_t sdmmc_init_card_hs_mode(sdmmc_card_t* card);
 esp_err_t sdmmc_init_host_frequency(sdmmc_card_t* card);
diff --git a/components/sdmmc/sdmmc_common.c b/components/sdmmc/sdmmc_common.c
index e4611ff7a4..63c6d2f4ed 100644
--- a/components/sdmmc/sdmmc_common.c
+++ b/components/sdmmc/sdmmc_common.c
@@ -180,8 +180,10 @@ esp_err_t sdmmc_init_card_hs_mode(sdmmc_card_t* card)
     esp_err_t err = ESP_ERR_NOT_SUPPORTED;
     if (card->is_mem && !card->is_mmc) {
         err = sdmmc_enable_hs_mode_and_check(card);
+#if CONFIG_SD_ENABLE_SDIO_SUPPORT
     } else if (card->is_sdio) {
         err = sdmmc_io_enable_hs_mode(card);
+#endif
     } else if (card->is_mmc){
         err = sdmmc_mmc_enable_hs_mode(card);
     }
diff --git a/components/sdmmc/sdmmc_init.c b/components/sdmmc/sdmmc_init.c
index 6e7bf863f8..290971fd94 100644
--- a/components/sdmmc/sdmmc_init.c
+++ b/components/sdmmc/sdmmc_init.c
@@ -51,7 +51,11 @@ esp_err_t sdmmc_card_init(const sdmmc_host_t* config, sdmmc_card_t* card)
 
     const bool is_spi = host_is_spi(card);
     const bool always = true;
+#if !CONFIG_SD_ENABLE_SDIO_SUPPORT
+    card->is_mem = 1;
+#else
     const bool io_supported = true;
+#endif
 
     if (config->pwr_ctrl_handle) {
         int voltage_mv = config->io_voltage * 1000;
@@ -71,8 +75,10 @@ esp_err_t sdmmc_card_init(const sdmmc_host_t* config, sdmmc_card_t* card)
     /* Check if host function pointers are correctly initialised */
     SDMMC_INIT_STEP(always, sdmmc_check_host_function_ptr_integrity);
 
+#if CONFIG_SD_ENABLE_SDIO_SUPPORT
     /* Reset SDIO (CMD52, RES) before re-initializing IO (CMD5). */
     SDMMC_INIT_STEP(io_supported, sdmmc_io_reset);
+#endif
 
     /* GO_IDLE_STATE (CMD0) command resets the card */
     SDMMC_INIT_STEP(always, sdmmc_send_cmd_go_idle_state);
@@ -80,8 +86,10 @@ esp_err_t sdmmc_card_init(const sdmmc_host_t* config, sdmmc_card_t* card)
     /* SEND_IF_COND (CMD8) command is used to identify SDHC/SDXC cards. */
     SDMMC_INIT_STEP(always, sdmmc_init_sd_if_cond);
 
+#if CONFIG_SD_ENABLE_SDIO_SUPPORT
     /* IO_SEND_OP_COND(CMD5), Determine if the card is an IO card. */
     SDMMC_INIT_STEP(io_supported, sdmmc_init_io);
+#endif
 
     const bool is_mem = card->is_mem;
     const bool is_sdio = !is_mem;
@@ -133,9 +141,11 @@ esp_err_t sdmmc_card_init(const sdmmc_host_t* config, sdmmc_card_t* card)
     /* MMC cards: read CXD */
     SDMMC_INIT_STEP(is_mmc, sdmmc_init_mmc_read_ext_csd);
 
+#if CONFIG_SD_ENABLE_SDIO_SUPPORT
     /* SDIO cards: read CCCR card capabilities */
     uint8_t card_cap = 0;
     SDMMC_INIT_STEP_PARAM(is_sdio, sdmmc_io_init_read_card_cap, &card_cap);
+#endif
 
     /* Try to switch card to HS mode if the card supports it.
      * Set card->max_freq_khz value accordingly.
@@ -145,7 +155,9 @@ esp_err_t sdmmc_card_init(const sdmmc_host_t* config, sdmmc_card_t* card)
     /* Set bus width. One call for every kind of card, then one for the host */
     if (!is_spi) {
         SDMMC_INIT_STEP(is_sdmem, sdmmc_init_sd_bus_width);
+#if CONFIG_SD_ENABLE_SDIO_SUPPORT
         SDMMC_INIT_STEP(is_sdio, sdmmc_init_io_bus_width);
+#endif
         SDMMC_INIT_STEP(is_mmc, sdmmc_init_mmc_bus_width);
         SDMMC_INIT_STEP(always, sdmmc_init_host_bus_width);
     }
@@ -169,8 +181,10 @@ esp_err_t sdmmc_card_init(const sdmmc_host_t* config, sdmmc_card_t* card)
     SDMMC_INIT_STEP(is_sdmem, sdmmc_check_scr);
     /* Sanity check after eMMC switch to HS mode */
     SDMMC_INIT_STEP(is_mmc, sdmmc_init_mmc_check_ext_csd);
+#if CONFIG_SD_ENABLE_SDIO_SUPPORT
     /* Sanity check for SDIO after switching the frequency */
     SDMMC_INIT_STEP_PARAM(is_sdio, sdmmc_io_init_check_card_cap, &card_cap);
+#endif
 
     return ESP_OK;
 }