diff --git a/src/dtls13.c b/src/dtls13.c
index 375c00af0..a07f8d3df 100644
--- a/src/dtls13.c
+++ b/src/dtls13.c
@@ -905,7 +905,7 @@ static int Dtls13RtxMsgRecvd(WOLFSSL* ssl, enum HandShakeType hs,
         /* the other peer may have retransmitted because an ACK for a flight
            that needs explicit ACK was lost.*/
         if (ssl->dtls13Rtx.seenRecords != NULL)
-            ssl->dtls13Rtx.sendAcks = (byte)ssl->options.dtls13SendMoreAcks;
+            ssl->dtls13Rtx.sendAcks = 1;
     }
 
     if (ssl->keys.dtls_peer_handshake_number ==
diff --git a/src/ssl.c b/src/ssl.c
index ecaa07b8c..16acfda1c 100644
--- a/src/ssl.c
+++ b/src/ssl.c
@@ -12817,6 +12817,13 @@ cleanup:
         if (ssl == NULL)
             return 0;
 
+#if defined(WOLFSSL_DTLS13) && !defined(WOLFSSL_NO_CLIENT)
+        if (ssl->options.side == WOLFSSL_CLIENT_END && ssl->options.dtls
+                && IsAtLeastTLSv1_3(ssl->version)) {
+            return ssl->options.serverState == SERVER_FINISHED_ACKED;
+        }
+#endif /* WOLFSSL_DTLS13 && !WOLFSSL_NO_CLIENT */
+
         /* Can't use ssl->options.connectState and ssl->options.acceptState
          * because they differ in meaning for TLS <=1.2 and 1.3 */
         if (ssl->options.handShakeState == HANDSHAKE_DONE)
@@ -26762,4 +26769,3 @@ void wolfSSL_FIPS_drbg_set_app_data(WOLFSSL_DRBG_CTX *ctx, void *app_data)
 
 
 #endif /* !WOLFCRYPT_ONLY */
-
diff --git a/tests/api.c b/tests/api.c
index 7c8e89e3e..8cadb6af8 100644
--- a/tests/api.c
+++ b/tests/api.c
@@ -66090,8 +66090,7 @@ static int test_dtls13_missing_finished_server(void)
     ExpectIntEQ(wolfSSL_get_error(ssl_c, -1), WOLFSSL_ERROR_WANT_READ);
     /* Let's clear the output */
     test_memio_clear_buffer(&test_ctx, 0);
-    /* We should signal that the handshake is done */
-    ExpectTrue(wolfSSL_is_init_finished(ssl_c));
+    ExpectFalse(wolfSSL_is_init_finished(ssl_c));
     /* Let's send some app data */
     ExpectIntEQ(wolfSSL_write(ssl_c, test_str, sizeof(test_str)),
                 sizeof(test_str));
@@ -68496,6 +68495,7 @@ TEST_CASE testCases[] = {
     TEST_DECL(test_wolfSSL_dtls_cid_parse),
     TEST_DECL(test_dtls13_epochs),
     TEST_DECL(test_dtls_rtx_across_epoch_change),
+    TEST_DECL(test_dtls_drop_client_ack),
     TEST_DECL(test_dtls13_ack_order),
     TEST_DECL(test_dtls_version_checking),
     TEST_DECL(test_ocsp_status_callback),
diff --git a/tests/api/test_dtls.c b/tests/api/test_dtls.c
index d6a106b39..75f495533 100644
--- a/tests/api/test_dtls.c
+++ b/tests/api/test_dtls.c
@@ -1383,3 +1383,82 @@ int test_dtls_rtx_across_epoch_change(void)
           defined(WOLFSSL_DTLS13) */
     return EXPECT_RESULT();
 }
+int test_dtls_drop_client_ack(void)
+{
+    EXPECT_DECLS;
+#if defined(HAVE_MANUAL_MEMIO_TESTS_DEPENDENCIES) &&                           \
+    defined(WOLFSSL_DTLS13) && defined(WOLFSSL_DTLS)
+    WOLFSSL_CTX *ctx_c = NULL, *ctx_s = NULL;
+    WOLFSSL *ssl_c = NULL, *ssl_s = NULL;
+    struct test_memio_ctx test_ctx;
+    char data[32];
+
+    XMEMSET(&test_ctx, 0, sizeof(test_ctx));
+
+    /* Setup DTLS contexts */
+    ExpectIntEQ(test_memio_setup(&test_ctx, &ctx_c, &ctx_s, &ssl_c, &ssl_s,
+                    wolfDTLSv1_3_client_method, wolfDTLSv1_3_server_method),
+        0);
+
+    /* disable new session ticket to simplify testing */
+    ExpectIntEQ(wolfSSL_no_ticket_TLSv13(ssl_s), 0);
+
+    /* CH0 */
+    wolfSSL_SetLoggingPrefix("client:");
+    ExpectIntEQ(wolfSSL_connect(ssl_c), -1);
+    ExpectIntEQ(wolfSSL_get_error(ssl_c, -1), WOLFSSL_ERROR_WANT_READ);
+
+    /* HRR */
+    wolfSSL_SetLoggingPrefix("server:");
+    ExpectIntEQ(wolfSSL_accept(ssl_s), -1);
+    ExpectIntEQ(wolfSSL_get_error(ssl_s, -1), WOLFSSL_ERROR_WANT_READ);
+
+    /* CH1 */
+    wolfSSL_SetLoggingPrefix("client:");
+    ExpectIntEQ(wolfSSL_connect(ssl_c), -1);
+    ExpectIntEQ(wolfSSL_get_error(ssl_c, -1), WOLFSSL_ERROR_WANT_READ);
+
+    /* SH ... FINISHED */
+    wolfSSL_SetLoggingPrefix("server:");
+    ExpectIntEQ(wolfSSL_accept(ssl_s), -1);
+    ExpectIntEQ(wolfSSL_get_error(ssl_s, -1), WOLFSSL_ERROR_WANT_READ);
+
+    /* ... FINISHED */
+    wolfSSL_SetLoggingPrefix("client:");
+    ExpectIntEQ(wolfSSL_connect(ssl_c), -1);
+    ExpectIntEQ(wolfSSL_get_error(ssl_c, -1), WOLFSSL_ERROR_WANT_READ);
+
+    /* init is finished should return false at this point */
+    ExpectFalse(wolfSSL_is_init_finished(ssl_c));
+
+    /* ACK */
+    ExpectIntEQ(wolfSSL_accept(ssl_s), WOLFSSL_SUCCESS);
+    /* Drop the ack */
+    test_memio_clear_buffer(&test_ctx, 1);
+
+    /* trigger client timeout, finished should be rtx */
+    ExpectIntEQ(wolfSSL_dtls_got_timeout(ssl_c), WOLFSSL_SUCCESS);
+    ExpectIntEQ(wolfSSL_dtls_got_timeout(ssl_c), WOLFSSL_SUCCESS);
+    /* this should have triggered a rtx */
+    ExpectIntGT(test_ctx.s_msg_count, 0);
+
+    /* this should re-send the ack immediately */
+    ExpectIntEQ(wolfSSL_read(ssl_s, data, 32), -1);
+    ExpectIntEQ(wolfSSL_get_error(ssl_s, -1), WOLFSSL_ERROR_WANT_READ);
+    ExpectIntEQ(test_ctx.c_msg_count, 1);
+
+    /* This should advance the connection on the client */
+    ExpectIntEQ(wolfSSL_negotiate(ssl_c), WOLFSSL_SUCCESS);
+
+    /* Test communication works correctly */
+    ExpectIntEQ(test_dtls_communication(ssl_s, ssl_c), TEST_SUCCESS);
+
+    /* Cleanup */
+    wolfSSL_free(ssl_c);
+    wolfSSL_CTX_free(ctx_c);
+    wolfSSL_free(ssl_s);
+    wolfSSL_CTX_free(ctx_s);
+#endif /* defined(HAVE_MANUAL_MEMIO_TESTS_DEPENDENCIES) &&                     \
+          defined(WOLFSSL_DTLS13) */
+    return EXPECT_RESULT();
+}
diff --git a/tests/api/test_dtls.h b/tests/api/test_dtls.h
index 18ace27b6..e5801d084 100644
--- a/tests/api/test_dtls.h
+++ b/tests/api/test_dtls.h
@@ -37,4 +37,5 @@ int test_dtls13_short_read(void);
 int test_records_span_network_boundaries(void);
 int test_dtls_record_cross_boundaries(void);
 int test_dtls_rtx_across_epoch_change(void);
+int test_dtls_drop_client_ack(void);
 #endif /* TESTS_API_DTLS_H */